Engaged in Real Estate Brokerage: Listing, Selling, Renting-Leasing; I am a Senior Loan Consultant doing Mortgage Loan Consultations: New Loan Application-Refinancing-Exchanges; I am a Bank Appraiser with Security Bank for about 5 years and 10 years with Bank of America Financing Corporation as Credit-Legal-Collection Officer-Cebu Branch and-Administration Officer, Main Office, Gamboa, Legaspi Village, Makati,MM. I am accredited with various reputable developers here in the PH. I also assist listers and buyers of real estate in California, USA.